List of 39 Major Bank ATM Deposit Limit (& ATM Near You)

With the trend in mobile banking and online check deposits, one may forget its predecessor—the ATM.

It is an often-neglected fact that you can deposit cash or checks at ATMs. However, depositing your checks or cash with an ATM can mitigate pesky wait times and picture rejections.

Many institutions have ITMs (Interactive Teller Machines), meaning that you can speak to a teller in real time to help you with your deposits.

Here is a list of popular national banks, the deposit limits and any other needed information, and links to finding the nearest ATM to you.

There are often limits on amounts per transaction or day. Limits depend on the bank, account type, and what type of deposit you are making.

  • Alliant Credit Union
  • Bank of America
  • Bank of the Ozarks
  • Bank of the West
  • BBVA Compass
  • BMO Harris Bank
  • Capital One
  • Charles Schwab
  • Chase Bank
  • Citibank
  • Citizens Bank
  • City National Bank
  • Connexus Credit Union
  • Consumers Credit Union
  • Discover Bank
  • Fifth Third Bank
  • First Bank & Trust
  • First Citizens Bank
  • First National Bank
  • First Republic Bank
  • Flagstar Bank
  • Great Western Bank
  • GTE Financial
  • HSBC
  • Huntington Bank
  • KeyBank
  • M&T Bank
  • Navy Federal Credit Union
  • Pinnacle Bank
  • PNC Bank
  • Regions Bank
  • Santander Consumer Bank
  • TCF Bank
  • TD Bank
  • TrustCo Bank
  • U.S. Bank
  • Union Bank and Trust
  • USAA
  • Wells Fargo

Don’t see your bank or credit union? You can call your bank representative or look through the deposit or account disclosure online to find the ATM limit. There is also a possibility that your institution does not allow for deposits at ATMs, so it is a good idea to call with any questions.

­InstitutionDeposit LimitATM Nearby
Alliant Credit Union$20,000 per dayAlliant Credit Union ATM Finder
Bank of AmericaCheck: 10 per transactionCash: Varies by machine; limit will be displayed on the screenBank of America ATM Finder
Bank of the OzarksNo amount limit; varies by machineBank of the Ozarks ATM Finder
Bank of the WestNo amount limit; ability to deposit varies by machineBank of the West ATM Finder
BBVA CompassCheck: 15 per transaction (Deposit Image ATM); 25 per transaction (Non-Image ATM)Cash: 35 bills at one time; “Add More Cash” option for additional deposits in the same transaction BBVA Compass ATM Finder
BMO Harris Bank50 checks/bills per transaction* *Not all machines accept deposits; account holders can also use Allpoint machinesBMO Harris ATM Finder
Capital OneCheck: $99,999.99/dayCash: $5,000 per transaction; no daily limitCapital One ATM Finder
Charles SchwabVaries by machine*; Charles Schwab debit cards do not allow cash deposits at ATMs *Limit depends on bank/ATM network used, as Charles Schwab does not operate its own machinesCharles Schwab ATM Finder
Chase BankCheck: 30 at one timeCash: 50 bills at one timeChase Bank ATM Finder
CitibankNo limit for cash or checkATM Finder
Citizens BankCheck: no limitCash: $999,999.99Citizens Bank ATM Finder
City National BankCheck: 10 per envelope; 30 per transaction at machines with image depositsCash: 50 bills at one timeCity National Bank ATM Finder
Connexus Credit Union$10,000 per day; varies by machineConnexus Credit Union ATM Finder
Consumers Credit Union$10,000 per dayConsumers Credit Union ATM Finder
Discover BankCheck: unlimited at one timeCash: 200 bills at one time *Varies by machine; account holders can use debit card at Allpoint or MoneyPass networksDiscover Bank ATM Finder
Fifth Third BankNo amount limits; varies by machine* *Some machines may limit 30-50 checks/bills per transactionFifth Third Bank ATM Finder
First Bank & TrustNo amount limit; varies by machine* *Account holders can also use MoneyPass machinesFirst Bank & Trust ATM Finder
First Citizens BankAmount limitations on per card, per account, per day basis by discretion of the bankFirst Citizens Bank ATM Finder
First National Bank$2,500 per dayFirst National Bank ATM Finder
First Republic BankDepends on machine* *First Republic does not operate its own machines; ATM fee rebates are offered for using ATM machinesFirst Republic ATM Finder
Flagstar Bank$5,000 per day* *Newer members may have lower limits, and some members may be eligible for higher limits on bank discretionFlagstar Bank ATM Finder
Great Western BankNo amount limit; can be limited by account at bank discretion *Account holders can also access MoneyPass ATMsGreat Western Bank ATM Finder
GTE Financial$10,000 per dayGTE Financial ATM Finder
HSBCCheck: $99,999.99 per dayCash: $10,000 per dayHSBC ATM Finder
Huntington Bank$10,000 or 40 bills/checksHuntington Bank ATM Finder
KeyBankCheck: 30 at one timeCash: 50 billsKeyBank ATM Finder
M&T BankCheck: Up to 30 at one timeCash: Up to 50 bills at one timeM&T Bank ATM Finder
Navy Federal Credit Union$10,000 per day per debit cardNavy Federal Credit Union ATM Finder
Pinnacle BankNo amount limitPinnacle Bank ATM Finder
PNC BankCheck: $999,999.99Cash: no set limit; may need to make larger deposits in batchesPNC Bank ATM Finder
Regions BankCheck: 20 at one timeCash: 50 bills at one timeRegions Bank ATM Finder
Santander Consumer BankCheck: 30 at one timeCash: 50 bills at one timeSantander Consumer Bank ATM Finder
TCF Bank$50,000 per day; varies by account typeTCF Bank ATM Finder
TD BankCheck: 30 per transactionCash: 50 bills per transactionTD Bank ATM Finder
TrustCo BankNo amount limitTrustCo Bank ATM Finder
U.S. BankCheck: 30 per transactionCash: 50 bills per transactionU.S. Bank ATM Finder
Union Bank and TrustAmount limit imposed at bank discretion depending on accountUnion Bank and Trust ATM Finder
USAA$999,999 in checks or cashUSAA ATM Finder
Wells Fargo30 bills/checks at one timeWells Fargo ATM Finder