Is Apple Pay Accepted at Target in 2021?

Apple Pay is a payment method that is becoming increasingly utilized by various businesses and organizations. Apple Pay allows for customers to pay for items digitally with a wallet on one’s phone. By simply pulling up your digital wallet, selecting the card that you want to use, and hover or tap your phone on the terminal.

Does Target Take Apple Pay?

Target does accept Apple Pay as a means of payment. If you are shopping in a store, you can use your phone as you would normally do for Apple Pay by hovering it over the terminal or tapping it on the terminal. When you are doing this, simply pull up the card that you plan to use on your phone.

How do you use Apple Pay at Target?

If you have used Apple Pay before, the process for using Apple Pay at Target is the same. Target has a payment terminal at their registers which you will use for your phone. You simply need to pull up the card that you plan to use on your phone and tap the phone on the terminal or hover it over the terminal.

Paying using Apple Pay is accepted while paying in-store, but you may have issues using it online. That is because the main functionality of Apple Pay is for digital payments in a store location. If you are paying online, you can save your cards through the website and retrieve them through there.

Can you get cash back using Apple Pay at Target?

Apple Pay acts as a digital means of payment by storing your cards on your phone. Therefore, it acts in the same way as it would if you physically used your card at the register. 

Target does not list online if you can receive cash back at their stores so the best plan of action would be to call your local Target to confirm whether they give cash back. If your local Target does give cash back, bring your phone to the register, hover or tap it on the Apple Pay terminal, then select the amount of cash back that you want to receive.

Does Target take Apple Pay for online orders?

Target does not take Apple Pay for online orders, although this is because the functionality of Apple Pay does not allow for that to happen easily. Apple Pay is designed to allow Apple users to add cards to their phones so that they can pay at the register when they are paying.

If you are planning to order from Target online and you want to have ease of use with your cards, you can save your cards how you normally do. This could mean that you save your cards to your device or to Target’s website.

What other payment methods does Target take?

If you are looking to pay with other means besides Apple Pay, Target has a variety of payment methods that they accept. Here are the payment methods, other than Apple Pay that Target accepts for in-store purchases:

  • Cash
  • Target Red Card
  • Target application on mobile device
  • Target debit & credit cards
  • Third-party debit & credit cards
  • EBT cards
  • Gift cards
  • Third-party gift cards from American Express, Discover, Visa, and Mastercard
  • Gift certificate
  • Merchandise voucher
  • Check
  • Rebate checks
  • WIC
  • Google Pay & Samsung Pay

If you plan to pay online, here are the payment methods that Target accepts:

  • Target Red Card
  • Third-party debit & credit cards
  • Target gift cards
  • Third-party gift cards from American Express, Discover, Visa, and Mastercard
  • Payment plan with Affirm
  • PayPal

What payment methods does Target not accept?

As Target has many types of payment methods, there are payment methods that Target does not accept. The ways that people can pay for items is continually growing so this is not an extensive list of payment methods that Target does not accept, but a list of common types.

Here is a list of payment methods that Target does not accept:

  • Foreign checks and currency
  • Mall certificate and chamber bucks
  • Money orders, unless paid on credit accounts
  • Business checks
  • Merchant gift cards from other businesses

What other stores take Apple Pay?

As Apple pay grows in popularity, additional stores are adopting it as a payment method. Target now has competition from other retailers who have Apple Pay as an incentive for customers who prefer to pay that way. In fact, Target has direct competition from other grocery stores who offer Apple Pay as a payment option.

Here is a list of stores who are a competition to Target who take Apple Pay:

  • Albertsons
  • ALDI
  • Costco
  • Meijer
  • Sprouts Farmers Market
  • Trader Joe’s
  • Wegmans
  • Whole Foods Market
  • Winn-Dixie

Does Target accept Apple Pay as payment?

Yes, Target does accept Apple Pay as payment. In the same way that you would use Apple Pay at other retailers, you use Apple Pay at Target. Apple Pay is made to be used at a register in a store, therefore, you can only use Apple Pay in store and not online.

Apple Pay acts in the same way that you would use a credit or debit card. However, instead of swiping your card, you would tap or hover your phone over the terminal. Therefore, most of the functions that would be able to be used by a physical card can be used with Apple Pay, including cash back.

If you will not be using Apple Pay, there are still payment methods that you can use to pay for your items at Target. These payment methods include cash, Target Red Card, EBT cards, Target debit & credit cards, third-party debit & credit cards, gift cards, Google Pay, and Samsung Pay.

Alternatively, Target does restrict certain types of payment. These payment types include foreign checks and currency, mall certificates and chamber bucks, money orders, unless paid on credit accounts, business checks, and merchant gift cards from other businesses.