Walgreen does allow cash back up to $20 for debit card purchases. You can get $5, $10, or $20 in cash back with minimum $0.01 purchase at a Walgreens, with the option of receiving your money in notes, coins, or a combination of the two.
Let’s say you wish to receive $20 in cash from Walgreens. A pack of gum will set you back roughly $2. Your cash back and purchase amount will be charged to your unexpired debit card as a single $22 purchase. After that, the cashier will give you $20 in whichever amount you wish.
The only drawback is that you can only get up to $20 in cash back for every transaction. To obtain $50 cash back at Walgreens, for example, you’ll need to make three separate transactions. It’s inconvenient, but if there isn’t an in-network ATM nearby, it might be your best alternative.
An ATM is located close to the register in most adjacent Walgreens stores. You won’t be charged if it’s your bank’s ATM, but you might have to pay an out-of-network ATM cost.
Consider your options and choose the one that saves you the most money. If the little hassle of running two or more payments at the register saves you $5 in ATM withdrawal costs, you’ll come out ahead. You can also go to nearby companies that provide the most cash back on debit cards.
However, not all authorized payment methods at Walgreens are qualified for cash back. Walgreens, for example, does not offer cash back on purchases made using credit cards, cheques, or gift cards.
Walgreens Cash Back Limit
Walgreens shops give cash back in $5, $10, or $20 increments every transaction. As a result, Walgreens’ maximum cash back amount per purchase is $20. Walgreens also gives you the option of getting cash back in coins, banknotes, or a combination of both.
Walgreens does not charge a fee for cash back. To receive cash back up to $20, you must make a minimum purchase of 1 cent at a Walgreens shop. So it shouldn’t be an issue if you’re filling a prescription with a debit card or purchasing low-cost groceries from your grocery list.
However, if your treatment is completely covered by insurance, you’ll need to make an unplanned purchase to qualify for cash back. For example, a toothbrush or a bottle of filtered water can be purchased for $1-$2 on Amazon. When compared to out-of-network ATM withdrawal rates of $2.50 to $5, this is still a bargain.
Keep in mind that to obtain $40 cash back at Walgreens, you’ll need to make two different transactions at the register. If that’s too much, most Walgreens have an ATM right next to the register where you can get cash.
Walgreens Cash Back Options
Walgreens offers $5, $10, or $20 in cash back per transaction. At the cash register, you won’t be able to acquire a higher sum. The minimum cash back amount you can choose is $5, with maximum cash back limit of $20 per transaction at Walgreens.
You can enter a different amount, such as $15, but any cash back over $20 will be rejected by the register. If your hair drain cleaner is $10, for example, the most you may pay at the register is $30.
Making two separate transactions is the only way to go over the Walgreens cashback limit.
For example, instead of paying $10 in one transaction, you can divide it into two payments and choose the highest cash back option of $20 in each for a total of $40 cash back.
You can request that the cashier return your money in the form of bills, coins, or any combination of the two.
In most Walgreen stores, you’ll find an ATM close to the register if you need more cash. Just make sure you’re not paying exorbitant out-of-network ATM withdrawal costs.