Trader Joe’s allows their consumers access to cash back for free. While some retailers and ATMs might charge the consumer a fee, Trader Joe’s brings in more customers by offering this service for free.
By offering cash back, Trader Joe’s can reel in customers looking to skip a trip to the bank.
How Much Cash Back Can You Get at Trader Joe’s?
Trader Joe’s does offer cash back at their stores. The maximum cash back amount varies from 40$ to 50$ by location. You can get cash back with debit cards and qualifying credit cards that offer cash over policy or a cash advance policy.
Some retailers charge a fee of 1$ or 2$, but Trader Joe’s provides this service to their customers free of charge. They have a minimum purchase requirement of 1$ for cash back to be available.
Trader Joe’s offers cash back in increments of 10$ starting at 10$ and going up to 50$ cash back.
Trader Joe’s Cash Back Policy
The cash back policy at Trader Joe’s offers consumers cash back at the register when paying with a debit card or qualifying credit card.
The only credit cards that can request cash back must have cash over policy or a cash advance policy. Double check with your banking institution before heading over to Trader Joe’s.
There is a 1$ minimum purchase requirement for cash back. The service is free to use, offering cash back options of 10$, 20$, 30$, and 40$. Some Trader Joe’s offers maximum cash back of 50$ depending on location.
Make sure to give them a call before heading their way. If you’re looking to get more than 40$ cash back, you’re going to have to make multiple transactions.
How to Get Cash Back in Trader Joe’s
You can get cash back at any of the open registers at Trader Joe’s. Their customer service desk doesn’t advertise a cash back service.
Trader Joe’s tries to leave customer service for complaints, exchanges, or customer questions. It is easier to just go through a cash register than heading to the customer service desk.
In order to get cash back at Trader Joe’s, you’re going to make your purchase with a debit card or qualifying credit card. Your purchase must be at least 1$.
Bring your purchases with you to the register and the cashier will prompt you to follow the instructions on the pin pad. Trader Joe’s will offer you 10$ increments starting at 10$ and maxing out at either 40$ or 50$ depending on location.
Best Way To Get Cash Back
The best way to get cash back at Trader Joe’s is by using a debit card at the registers. Trader Joe’s doesn’t allow you to get cash back with a credit card unless your credit card has a cash advance policy or cash over policy.
Definitely check with your banking institution before making your way to Trader Joe’s. Don’t forget that in order to qualify for cash back, your purchase has to be at least 1$.
Trader Joe’s Cash Back With a Check
Trader Joe’s does not offer a cash back service when paying with a check. Most retailers don’t offer that service unless they have a check-cashing facility on-site (like a money order service).
Most Trader Joe’s don’t have these facilities, but call and make sure before you try to get cash back with a check.
Trader Joe’s Cash Back With a Credit Card
You can only get a traditional cash back service with credit if your credit card has either cash over policy or a cash advance policy.
These policies allow the cardholders to get cash back from a register as if they were using a debit card. Before heading to Trader Joe’s, check with your banking institution to see if you qualify for these policies.
Does Trader Joe’s Still Allow Cash Back in 2022?
Offering cash back at the register is one of the ways that Trader Joe’s is prioritizing their consumers. They offer cash back when paying with a debit card or qualifying credit card.
By offering this service, Trader Joe’s can bring in customers that want to skip the trip to the ATM and improve their customer’s experience.
In the highly competitive market of retail, Trader Joe’s needs to offer this service to compete with the offerings of its competitors.
Benjamin is a certified financial advisor, with over 10 years of experience in the industry. He is knowledgeable about various business and financial topics, such as retirement planning and investment management. Ben has been recognized for his work in the financial planning industry. He has also been featured in various publications.