Money orders are a secure form of payment much like a debit card, personal check, or cashier’s check. Typically, cash is exchanged for a piece of paper that represents the amount of money given.
Money orders are extremely helpful in instances where you may not want to use a personal check, which is labeled with sensitive information such as your bank account number and home address.
Unlike checks, money orders do not take 1-2 days to clear your account, making it easier to keep track of your spending. Money orders can be obtained at your local post office or bank however, several retail stores and grocery chains offer money order services for their customers as well.
Does Target Do Money Orders?
As of 2021, Target does not offer money order services. Money orders are available at stores like Kroger, Wal-Mart, and Safeway however, or at agencies such as Western Union and MoneyGram.
You can expect to pay an average fee between $1-$5 when using these alternatives. In the majority of locations, cash, debit cards, and credit cards are all acceptable forms of payment.
Why Doesn’t Target have Money Orders?
Target’s payment policy states they do not accept foreign currencies, merchant gift cards, mail certificates, business checks, nor production or acceptance of money orders.
Acceptable forms of payment include cash, credit card, debit card, contactless payment such as Apple pay or Samsung Pay, Target gift cards, WIC, and the Target RedCard.
For an in-depth list of payment options, click here.
Has Target ever offered Money Orders before?
Research in 2021 suggests that Target has never offered the use of money order services in their stores. Target offers a variety of different payment options in-store and online.
It is best to use a Target store locator to find your nearest Target to determine what additional services they offer in 2021.
Do all Target locations not offer Money Orders?
As of 2021, there are no Target locations that offer money orders or financial services. However, similar retail stores such as Kroger, Wal-Mart, Safeway, CVS, and Meijer do currently offer money order services.
Your local post office, Western Union, or MoneyGram is the best way to obtain a money order.
Are there any Money Order alternatives at Target?
The best alternative to a money order is using Target’s cashback services. Target customers cannot pay bills or receive money orders at any location due to its lack of financial services and a money-handling department.
Target customers can get up to $40 cash back when making a purchase via debit card or Target RedCard.
What other places offer Money Orders?
Customers at these agencies can expect to pay a fee of $2.99 when sending or receiving money orders from 1 cent up to $1000.
Any U.S. postal office offers money order services as well, including international transfers. There is a $1.30 processing fee for amounts ranging from 1 cent to $500, and $1.75 for amounts ranging from $500.01 to $1,000.
Several retail stores offer money order services as well, including Kroger, Wal-Mart, Safeway, Publix, CVS, Meijer, Kmart, and 7/11. Fees vary based on which retail store you choose and the amount of the money order.
However, Wal-Mart offers a low fee of $1 per money order when using cash or a debit card.
Can I buy a Money Order at Target?
Target does not offer the ability to purchase money orders at any of their locations in 2021. It is best to purchase a money order based on the financial institution nearest you and the desired service fee.
There are several advantages to using a money order. They are secure forms of payment, easily accessible, and quick to process. Those who do not have access to a personal bank account can send and receive money more quickly and safely.
Money orders can be sent domestically and internationally, faster than a traditional bank.
While Target does not offer money order services, there are many alternative institutions for consumers to choose from in 2021.