Publix has always promoted innovation and convenience. Using a Publix ATM Machine to withdraw money can be a simple way to access funds without having to go to a bank or credit union.
Publix also offers financial services such as check cashing and coin counters. With over a thousand Publix Supermarkets to choose from, finding an ATM Machine with low fees and 24/7 access is easier than ever.
Does Publix Have ATM Machines?
Publix does have ATM Machines at all of its locations in the United States. If your bank or credit union belongs to Publix’s “Presto!” network, then there are no surcharge fees to use the ATM. Without a membership, the surcharge fee is only $2.95.
The ATM Machines at each Publix Super Market will be located somewhere along the exterior wall of the store near the entrance for convenient cash withdrawal before shopping.
Let’s take a look at where to find an ATM Machine at Publix, what types of ATM machines Publix has, what fees are expected, and more.
Do All Publix Locations Have an ATM Machine?
Publix boasts over 1,250 ATM Machines at every one of their locations in Virginia, North Carolina, South Carolina, Tennessee, Georgia, Florida, and Alabama. They are open 24/7 for your convenience.
Some Publix Super Markets will have more than one ATM available for use. Find your Publix ATM Machine through the Presto! customer website here.
What Type of ATM Machines Does Publix Have?
The ATM Machines are owned by Presto!, which is a debit network owned by Publix. Additionally, the ATM Machines used at all Publix Super Market locations are EMV certified, meaning that they adhere to technical standards in order to accept new smart cards.
Smart cards contain chips and can be accepted as well as regular magnetic-strip ATM cards, debit cards, and credit cards.
Also, each ATM is fitted with anti-skimming technology so that your withdrawals will be secure and worry-free.
What is the ATM Fee at Publix?
If your bank or credit union belongs to the Presto! network, then there will be no surcharge fees for the convenience of using the ATM Machine. You can view a list of participating members here on the Presto! customer website.
Without a membership, the surcharge fee is still very low. It costs $2.95 to use a Presto! ATM Machine.
If you would like your bank or credit card to become a Presto! member, you can ask them to contact Presto! to join.
Are There Any Other Fees to Use the ATM Machines at Publix Charge?
Some banks and credit unions will charge a fee for using an ATM Machine that is not owned by the bank or credit union itself.
In this case, you may be charged a small nominal fee even if your financial institution is affiliated with the Presto! network.
Is There Any Way to Avoid ATM Fees at Publix?
You can avoid this fee by approaching a cash register and buying something small like a drink or candy bar and asking for cashback from the cashier.
This is an easy way to get up to $100 cashback without incurring any ATM Machine surcharge fees.
If your bank or credit union is not one of the participating members in the Presto! network, then you will have to pay the surcharge fee of $2.95.
Related: Does Publix Accept PayPal in 2021?
Are There Any Limits to Using a Publix ATM Machine?
Unfortunately, you are unable to deposit funds at a Publix ATM Machine at this time. You can withdraw a limit of up to $600 per transaction, and the funds will be dispensed in $20 bills.
Your bank or credit union may have withdrawal limits lower than $600, so be sure to contact your financial institution for more information.
Related: 25 Major Bank’s ATM Withdraw Limit
What Other Stores Have an ATM Machine?
If you do not have a Publix Super Market near you, then you can visit another grocery store that may have an ATM Machine.
These stores include Wal-Mart, Walgreens, CVS, Target, Safeway, Kroger and more. Be sure to contact your local store before you go to confirm that they have an ATM Machine at your preferred location.
To avoid surcharge fees, you can also locate an ATM Machine that is owned by your bank or credit union. Most banks and credit unions will not have any extra fees for using their own ATM Machines.
Does Publix Have ATM Machines in 2021?
Publix does have EMV certified Presto! ATM Machines in 2021. Every single Publix Super Market in seven different states will have at least one ATM Machine located at the exterior of the store near the entrance. The ATM Machines at Publix Super Markets are open 24/7.
If your bank or credit union is a Presto! member, then you will have no surcharge fees for withdrawing money.
Without a membership, the surcharge fee is $2.95. To avoid this fee, use the cash-back system at any Publix cash register to withdraw up to $100, or find your bank-owned ATM Machine.
Benjamin is a certified financial advisor, with over 10 years of experience in the industry. He is knowledgeable about various business and financial topics, such as retirement planning and investment management. Ben has been recognized for his work in the financial planning industry. He has also been featured in various publications.