Costco is one of the largest wholesale stores that sell goods and health services such as eye exams and hearing aids at competitive prices both in their physical store locations and online.
Having a Costco membership will allow you to shop for fresh produce, foods, non-perishables, pantry items, furniture, bedding, and even some kitchen appliances. But there are also ways to shop at Costco even if you don’t have a membership.
Most retail stores have ATM Machines in all of their locations. Let’s see if Costco also has ATM machines in their warehouse for customer convenience.
Does Costco Have ATM Machines?
Most Costco locations do offer customers access to an ATM within their warehouses. These ATMs are normally located around the front of the store near the checkout lines. The ATM fee can range between $1-$4 per withdrawal depending on your bank and the Costco location.
Costco tends to have a fairly uniform layout to some of the staple areas of their stores so you shouldn’t have trouble locating the ATM machine.
If you are unable to locate the ATM feel free to ask one of their helpful employees, they will be able to guide you in the right direction.
Do All Costco Store Locations Have an ATM Machine?
According to Costco’s ATM vendor Cardtronics, their ATM machines are available in 97% of over 400 Costco stores in the United States of America. Keep in mind that if you are wanting to use the ATM inside of Costco, you’ll want to have your membership ready so an employee can check it out at the door.
Costco is a wholesale store that requires a membership, and you can apply for one in-store or online. The best way to ensure you can access an ATM at your local Costco is to call the location or even check online reviews to see if it is mentioned there.
What Type of ATM Machines Do Costco Warehouse Stores Have?
Costco Warehouse Stores partnered with a company called “Cardtronics” for their ATMs inside their stores. Cardtronics is the world’s biggest ATM operator that isn’t affiliated with a bank.
Cardtronics is based in Houston Texas and has over 32,000 ATMs nationally in the US. They also have ATMs in other large chain stores as well.
Remember to bring your debit card, as you will need it to put into the machine and access your bank accounts at the ATM. Also being aware of your balance will help you avoid overdrawing your account.
Most ATMs will also let you check your balance in the account you are trying to access before you withdraw any cash. Checking your balance will help you determine exactly how much you can afford to withdraw.
What is the ATM Fee at Costco?
The best way to find out ATM fees at Costco is to call the ATM company, or even check and see if your own bank does ATM fee reimbursement. Banks like PNC will reimburse you up to a certain amount monthly on fees incurred by ATMs.
Customers of Citibank will be able to use ATMs at Costco without a fee. If you are one of their customers, you’ll also enjoy this benefit at other stores like CVS, Duane Reade, Target, and Walgreens.
If you are still unsure of whether or not you will have an ATM fee another option to get cash is to receive cashback when you are checking out. Costco gives you the ability to get up to $60 cashback with each transaction.
The good news with this method is you won’t incur any additional fees with your request for cash. There are some rules and exceptions with this method though.
In order to receive cashback, you must use a debit card. Costco doesn’t limit the number of transactions you can complete with a debit card and get cashback. You’ll also be able to do this at all of their locations.
To ensure you don’t have limits per transaction it’s a good idea to call your bank, or credit union to see if there is an internal policy that will limit how much cash you can get back per transaction or even per day.
What other Stores Have an ATM Machine?
In today’s digital age you can rest assured that you’ll be able to gain access to your bank account and withdraw cash almost anywhere you go. There are ATMs in almost every major retailer like Walmart, Target, 7-Eleven, Sam’s Club, and many others.
Another place you can find an ATM is at your local bank branches. There will usually even be a 24-hour or drive-through option for your convenience. You can also search before you venture out online to see where the nearest ATM to you is.
Searching beforehand also helps you avoid any transaction fees if applicable as well. There are quite a few websites that will have ATM locators available for you to use. Typically, your location can be used or you can input an address, city, or even zip code to find an ATM near you.
Does Costco Still Have ATM Machines in 2023?
Costco still has ATM Machines at most of their warehouse as of 2023. Customers have the convenience of withdrawing cash at one of their many conveniently placed ATMs.
Costco continues to offer their club members some pretty great benefits that include wholesale pricing on a wide variety of items. Membership warehouse stores have risen in popularity due to the pricing on bulk items.
Many people find it very beneficial to stock up on non-perishables in the large quantities that Costco offers their customers.
Also being mindful of just how much cash you are needing to withdraw will be key. Many of the Costco ATMs are going to have limits on how much money you can take out. The typical withdrawal limit you’ll find at Costco is going to be $500.
With some light planning, and knowing the layout of your local Costco Warehouse store you’ll be able to find an ATM machine and withdraw the amount of cash you need for your next stop or outing.
Benjamin is a certified financial advisor, with over 10 years of experience in the industry. He is knowledgeable about various business and financial topics, such as retirement planning and investment management. Ben has been recognized for his work in the financial planning industry. He has also been featured in various publications.