Does Chase Bank Notary Public Service? (Yes, It’s Free)

Certain financial & legal documents commonly require the signature of a notary public. When I have a document that needs to be notarized, I usually go to a local UPS store because I have a PO box there and it’s convenient, but I do not like the $10 notary fee per signature.

Most notary public services cost from $5-$10 per signature nationwide. Not all banks have notaries, but the ones that do offer notary public services are free to their customers to stay competitive.

Does Chase Bank Have Notaries?

Chase Bank does have notary services, and they offer it for free to their customers. If you have a checking account, savings account, or any Chase credit card, you can get your documents notarized for free at Chase. Chase notaries often work irregular hours, so it’s best to call in advance to confirm the day and time they have a notary public on-site.

Related: List of 20 Banks with Notary Service

For your notarization, bring the document you want to be notarized, any other people who will be signing the document, and your government-issued photo ID.

After witnessing and verifying a signing, a notary public will apply their own details, such as their signature, seal, and notary commission details to the signed document.

How to Find Chase Brach that Offer the Service

To find a Chase branch that can notarize your documents on a day and time that work for you, follow the steps below:

  1. Go to the Chase Branch Locator to find a Chase branch close to where you live or work. You can search by address, zip code, city, or state
  2. The search results from the Branch Locator will contain the phone number, address, and business hours of each branch
  3. Call the number of your chosen branch. Ask them if they offer notary services
  4. If they don’t, call the next Chase branch in your search results
  5. If they do, ask them:
    • On what days and what times are the notary services available
    • Whether they can offer the type of notarization you need on the type of document you have
    • If you can set up an appointment for notarization – if you can, make an appointment right there and then
  6. Go to your chosen Chase branch at your appointed time or at a time that you have confirmed the notary public will be available. Bring with you all the needed documents (see the section below.) Do not be late

What You Need to Bring

The things you need to bring to your notarization include:

  1. The completed document to be notarized. In general, a document must be 100% complete for a notary to perform a notarization. Blank spaces on your document could make the document more susceptible to fraud. As a result, the notary will likely refuse notarization on an incomplete document
  2. Your government-issued photo ID such as your driver’s license, state ID, or passport. The notary will use this photo ID to verify your identity, that you are who you say you are. Make sure the name on your photo ID matches the name on your document that needs notarization
  3. Any other people who will be signing the document. These people must also bring proper photo IDs with them. A signer must meet face-to-face with a notary in order to have their signature notarized. For example, if there are 2 other signers to the document that needs to be notarized, you must bring both of them with you to the notarization service

How to Get Notarized (Step by Step)

To get something notarized at Chase, follow the steps below:

  1. Confirm with a Chase branch that they can perform the type of notarization you need on the type of document you have
  2. If possible, make an appointment for notarization. If not, confirm with the branch that it will have a notary on-site at a specific time and day
  3. Go to your chosen Chase branch at your appointed time or at a time that you have confirmed the notary public will be available
  4. Bring with you the completed document you want to notarize, your government-issued photo ID, and any other people (with proper ID) who will be signing the document (see the section above for more detail)
  5. Ask to see the notary
  6. Show the notary your document and tell them what type of notarization you need to be performed
  7. Each signer to the document must show their photo ID to the notary
  8. Be prepared to answer any questions the notary may have
  9. After witnessing and verifying the signing of the document, the notary public will apply their own details, such as their signature, seal, and notary commission details to the signed document

Is It Free for Non Customers?

In general, for people who are customers of Chase, Chase does not charge for its notary services. For those who are not customers of Chase, Chase may charge non-customers for notary services.

On the other hand, in a tweet back in 2013, the Chase Support Twitter account stated that “Notary services are free of charge for Chase and non-Chase customers.” That means at least back in 2013, Chase offered notary services for free to non-customers as well. The question is, has that “free to non-customer” policy changed since then.

Chase does not maintain any official website regarding the notary services it offers. As a result, if you are not a Chase customer and want to know if Chase can notarize your documents for free, the best way is to contact your local branch of Chase directly.

Related: Does Wells Fargo Have Free Notary Services?

Besides Chase, you can also find free or low-cost notary services in places such as public libraries, UPS Stores, and AAA local branches.

  • Public Libraries: Many, but not all, public libraries offer notarization services, often for free
  • Banks: Other than Chase, banks such as Citibank, Bank of America, Wells Fargo, PNC Bank, and US Bank also offer notary services to their customers for free
  • UPS Store: Many, but not all, UPS Store locations offer notarization services for a fee of up to $10 per signature
  • AAA: Many AAA branches offer free notary services to their members
PlacesCosts
Public LibrariesFree
CitibankFree for customers
Bank of AmericaFree for customers
Wells FargoFree for customers
PNC BankFree for customers
US BankFree for customers
$2 for non-customers
UPS StoreUp to $10 per signature
AAAFree for members

Average Notary Fees by State

StateAcknowledgementJuratsVerbal Oath
California$15$15$15
Colorado$5, eNotarization $10$5, eNotarization $10$5
Florida$10$10$10
Idaho$2$2$2
KentuckyNotaries set their fees
Missouri$2$2$1
Montana$10$10$10
Nevada$5, additionals $2.50$5$2.50
New Jersey$2.50$2.50$2.50
New Mexico$5$5$5
North Carolina$5$5$5
Ohio$2$1.50 (affidavit)$2
Oklahoma$5$5$5
Oregon$10$10$10
South Carolina$5$5$5 per person
TennesseeNotaries set their fees
Texas$6, additionals $1$6$6
Utah$5$5$5
Virginia$5, eNotarization $25$5, eNotarization $25$5
Washington$10$10$10

What You Need to Know Before Getting Notarized

There are a few important things you need to be aware of before going to a Chase branch for notary services:

  1. Disclose The Type of Notary You Need: You must tell the notary public what type of notarization you need. It is illegal for a notary public to choose the type of notarization for you. So, make sure you know the type of notarization you need in advance. Generally, there are 3 main types of notarizations:
    • Acknowledgments — The purpose of an acknowledgment is to declare that you have willingly signed a document.
    • Jurats — The purpose of a jurat is for you to swear or affirm that the contents of the document are true.
    • Copy Certifications — The purpose of a certified copy is to have the Notary confirm that the copy is an exact match of the original. This is not allowed in all states
  2. Not all Chase branches offer notary services
  3. Multiple Chase branches may share one rotary public who floats from one branch to a different branch based on the day of the week and/or the time of the day. For example, a notary public may work Monday at Branch A, Tuesday from 8 am to 12 pm at Branch B, Tuesday from 1 pm to 5 pm at Branch C, and so on
  4. Even if a Chase branch offers notary services, it may not offer them every day it is open. For example, let’s say your local Chase branch offers notary services. While that branch is open Monday through Saturday, it may only offer notary services on Tuesday and Thursday because those are the only days it has a notary on site
  5. On the days that a Chase branch offers notary services, the branch may not offer the notary services for the whole day. Say your local Chase branch offers notary services on Tuesday. But that does not necessarily mean notary services are available for the whole day on Tuesday. The notary public may only be onsite at that branch from 1 pm to 5 pm on Tuesday
  6. A Chase branch that offers notary services may not offer all types of notarizations on all types of documents. For example, a certain branch may be able to perform Copy Certification notarizations on property deeds but not Jurats notarizations on medical authorization forms for minors. Ask the branch in advance to make sure they can perform the type of notarization you need on the type of document you need
  7. The bottom line is, notary service is not a core service of Chase. Chase offers it for free to its customers as a courtesy. Do not expect to find all types of notarizations available for all document types at all Chase branches on all days of the week at all hours. It is important that you call the branch beforehand to confirm everything before you go to that branch

Chase Notary Public Role & Process Flow

A Chase notary public is a public officer appointed by a state government to help deter fraud related to document signing. They acts as a certified witness to the signing of documents usually concerned with estates, deeds, and powers-of-attorney.

A Chase notary public verifies that an official document has been correctly and willingly signed by the signer(s). Specifically, a notary public will verify 3 main things:

  • The identity of the signer(s) – that they are who they say they are. The notary public does this by checking the signers’ government-issued photo IDs
  • The willingness of the signer(s) – that they are not under duress or being intimidated into signing the document
  • The awareness of the signer(s) – that they are cognitively competent and that they fully understand what they are agreeing to in signing the document. That no signer is being misled into signing the document

Chase notary public must be impartial. Being impartial is the core of how a notary public gains and maintains the trust of the public. A notary public is required to recuse themselves in situations where they have a conflict of interest. This is to preserve the public’s confidence that a notary has not been corrupted by self-interest in their duties.

This demand for impartiality also means that a notary public must not refuse to serve a person as a result of their race, nationality, religion, politics, or sexual orientation.

Various institutes and businesses rely on the process of notarization to have full faith in important documents.

After witnessing and verifying a signing, a notary public will apply their own details, such as their signature, seal, and notary commission details to the signed document.

When you see a Chase notary’s seal on a document, it means a notary public has verified that the transaction is authentic and properly executed. This seal of a notary public makes a signed document more credible and may be required by certain businesses for certain transactions.

Does Chase Have Notaries?

Yes, Chase Bank have notaries on site and they will nortarize documents for their customers. As long as you have a brank account or a credit card with Chase, you are considered as their customers and Chase will nortarize your documents for free.