Aldi is one of the best grocery stores in the U.S, as it offers low prices. The store offers the best grocery at affordable prices for easy accessibility for everyone.
However, when many people visit Aldi, they also want to opt for financial services such as money orders and check cashing. After all, many grocery chains have Western Union as their partner.
Aldi has over 2,000 stores across the U.S, and it will only keep on growing. That is why if you are wondering whether Aldi has Western Union, you have come to the right place.
Here is everything you must know about Aldi having Western Union.
Does Aldi Have Western Union?
Unfortunately, Aldi does not have Western Union for its customers. Aldi has over 2,000 locations in the U.S as of 2021, and not a single one has a Western Union kiosk. As a result, you will not be able to pay bills, receive or send funds, or use money orders at Aldi.
If you want to opt for a Western Union, you will have to go to other retailers. Many people have this misconception that Aldi was offering Western Union before, but they stopped.
However, that couldn’t be further from the truth. Aldi was never offering Western Union, and it does not have any plans of offering such a financial service to its customers.
You must be wondering why Aldi doesn’t keep in line with its competitors and offer a Western Union service to customers.
Why Doesn’t Aldi Have Western Union?
The money services industry is highly regulated. Because of this, opting to keep a Western Union kiosk is costly and can increase the fixed cost of the store each month.
Aldi is known for its low-cost prices and affordability, which is why people go there. If it keeps a Western Union kiosk, it will have to cover the cost by increasing the prices of its grocery items.
That is why Aldi does not have Western Union. It does not want to increase its cost and burden the customer with it.
Of course, if you want to avail a Western Union financial service, you can go elsewhere. Many retailers offer a Western Union kiosk to customers.
Which Retailers Have Western Union?
The top retailers offering Western Union include Kroger, Walmart, Walgreens, Safeway, Rite Aid, etc. You must remember that not every location of these retailers will offer you Western Union services.
Besides that, the cost, fees, and services will also vary at each location of each store. You can do your research to compare and contrast and decide.
On the other hand, you can also visit the Western Union site to help you find a retailer close to you offering the service. It will only take a few seconds, and you can visit your nearest retailer to benefit from the service.
You can send or receive money at almost all Western Union kiosks at retailers. It is important to know where to receive a money transfer from Western Union.
Where Can You Receive Western Union Money Transfer?
You can easily receive a Western Union money transfer from a retailer with a Western union kiosk. Of course, you will have to show proof of ID before you can receive the money.
Such measures are there to ensure your protection and save people from fraud and scams. You will also have to show other relevant information to collect the money.
These include the sender’s name and details, country, tracking number, and the amount you are collecting. Such preventative measures make the process easy and smooth.
If you don’t offer the information, Western Union has the right to reject your financial transaction. You can also cash money orders at Western Union.
Where Can You Cash Western Union Money Orders?
You can cash Western Union money orders at any retail store with a Western Union kiosk. However, you must remember that not all Western Union kiosks will offer a money order service.
That is because some retailers offer a money transfer service, but not money orders. For example, the Western Union kiosk at Walgreens will only allow you money transfers and not money orders.
If that is the case with the nearest Western Union kiosk in your area, you can visit a nearby Western Union location. You can go to the source directly, and the employees there will guide you on how to cash your money order.
You might be wondering whether Aldi offers a Western Union alternative such as MoneyGram to fulfill all your needs.
Does Aldi Have MoneyGram?
Unfortunately, Aldi does not even have MoneyGram for its users. As we mentioned before, the money service industry is highly regulated, which increases costs for retailers.
Because of this significant spike in cost, Aldi does not want to keep such kiosks to offer financial services. Aldi’s brand identity revolves around affordability, and it will lose this factor if it keeps such kiosks.
That is why Aldi is not planning on offering MoneyGram or Western Union to its customers anytime soon. If you want to pay bills, receive or send funds, or use money orders, you can always visit another financial institution or retailer.
Does Aldi Still Have Western Union In 2021?
Aldi does not have Western Union in 2021, and it does not plan on offering financial services in the future. The good news is other retailers offer this service, which is why you can easily do what you must.
You can visit other retailers with relevant documentation and ID to make transactions. Such documentation is important to keep, or you will not be allowed to make any transaction.
Keep in mind that other retailers will also charge you extra costs and fees for using the service. That is why it is best to ask about the fees and cost before you decide.
Once you decide which Western Union kiosk to visit, you will easily make your financial transaction in no time. If there is no retailer near you, then you can visit Western Union.
Benjamin is a certified financial advisor, with over 10 years of experience in the industry. He is knowledgeable about various business and financial topics, such as retirement planning and investment management. Ben has been recognized for his work in the financial planning industry. He has also been featured in various publications.