Samsung Pay is a digital and mobile solution designed by Samsung Electronics to help users make purchases on their watches and phones using compatible smartphones and other Samsung-made mobile devices.

One of the good things or advantages of this payment solution is that it doesn’t only allow you to make contactless payment for your transactions; it’s also one of the fast and secure digital payment solutions you can rely on.

Other benefits Samsung Pay offers include affordability, online tokenization, and compatibility with most terminals like NFC, EVM, and more. It’s also great for having instant activation, rapid transaction process, inexpensive e-wallet, exciting application, and ease of use.

Costco

Costco has always been known as one wholesale store where you can save lots of money on the content of their shopping carts.

Instead of offering multiple payment types as being done by other merchants, they believe checkout is one of the ways you should reduce your costs.

Until lately, Costco was known with only one payment method – American Express card. Today, Costco now accepts payments from mobile wallets like Apple Pay, Google Pay, and Samsung Pay.

Other payment forms you can use at Costco include Visa credit card, checks, Debit cards, cash, Costco cash cards, and EBT.

Fred Meyer

Fred Meyer offers the simplest way to go about your shopping in that they offer a mobile app that lets you seamlessly add your favorite items to the shopping lists, view your digital receipts, clip coupons, and manage your pharmacy prescriptions.

The good thing about this store is that it doesn’t restrict you to one payment option and, in that, Fred Meyer accepts payment methods like EBT, Samsung Pay, debit cards, cash, personal checks, Google Pay, Apple Pay, and more.

Giant Eagle

Giant Eagle is an American grocery over 216 supermarkets, 202 stores, among others. With stores in Ohio, Pennsylvania, West Virginia, Indiana, and Maryland, Giant Eagle offers products like bakery, frozen foods, meat, dairy, and general grocery.

Giant Eagle accepts payment methods such as Samsung Pay, credit cards (like MasterCard, American Express, etc.).

Hannaford

Hannaford is a popular grocery that offers a mid-range of exciting brands within its disposal. Apart from being known for offering discounts for various customers like teachers, seniors, and military veterans, they support multiple payment methods such as Google Pay, Samsung Pay, debit cards, etc.

Hannaford has been rated high for price competitiveness, quality of features, and popularity, among others.

Kroger

Kroger is the brainchild of Bernard Kroger. It’s an American retail grocery with presence in over 2,896 locations in the United States.

With operating income running into US$2.67 billion as of 2019, Kroger Company is regarded as the United State’s largest supermarket and the second-largest general retailer.

If you’re a fan of Samsung Pay, you can rest assured Kroger grocery stores will accept the app for paying for items you purchase from the store.

Meijer

Founded in 1934, Meijer is a family-owned American supermarket chain company with 200+ stores in strategic locations like Ohio, Indiana, Michigan, Kentucky, and Illinois.

Owned by Rick Keyes, Meijer boasts of $18.1 billion revenue as at the January 30, 2020 fiscal year.

Their product lines include home décor, health and beauty, fashion, electronics, etc. At Meijer, you can pay with your Samsung Pay app.

Publix

Publix is also an American supermarket chain that was founded in 1930 by George W. Jenkins. With its headquarters in Lakeland, Florida, it’s an employee-owned supermarket with over 197,000 employees (as of 2019) and 1,229 branches across the United States.

If you’re wondering how you pay for your shopping at Publix, be rest assured that they accept a wide range of contactless payment options such as Android Pay, Google Pay, Samsung Pay, etc.  

ShopRite

Formed with the purpose of serving as aretailers’ cooperative of supermarkets, ShopRite offers exciting services ranging from online shopping to home delivery, and grocery to pharmacy.

It has presence in some key American states like New Jersey, Pennsylvania, New York, Delaware, Connecticut, and Maryland.  

Stop & Shop

Shop & Stop is a go-to grocery when it comes to in-store or online shopping in that they offer fast and reliable store pickup or home delivery services.

You can also visit their donut shop which is a full-service bakery. At Stop & Shop, you can make your checkout faster using contactless payments like Samsung Pay, Apple Pay, and Android Pay.

Target

This is a general merchandise retailer covering all the 50 states of the US. Boasting of US$75.36 billion as of 2019 fiscal year end, Target offers both in-store and online shopping for everything from toys to household goods to clothing and electronics.

It’s one of the stores out there where you can use contactless payment like Samsung Pay to purchase whatever you need.   

Wegmans

According to the information on their official website, Wegmans is a regional supermarket chains with about 106 stores across various US states.

Boasting of being one of the largest private companies in the US, Wegman’s product lines include bakery, cheese, Dairy, frozen, prepare foods, meat, and grocery.

Wegmans accept payment options like debit cards, credit cards, and Samsung Pay.

Best Buy

Just as the name sounds, Best Buy is an American multinational consumer electronics retailer that offers customers lots of benefits like volume purchasing, 10% savings on specific products made by Best Buy.

They offer free shipping when you purchase goods worth $35 or more, and exclusive over, among others.

Albertsons

Up until 2006 when this grocery company was sold to Supervalu, Cerberus, it was known as Albertson’s Inc.

Albertsons is proud of being a leading food and drug retail business in the US and it has extended its retail stores to cover key places like pharmacy, fuel center, manufacturing facilities, among others. 

While Albertsons accept some contactless payments like Apple Pay, it doesn’t accept Samsung Pay for grocery delivery orders.

ALDI

If you’re looking for a grocery store with affordable prices or discounts for their goods, ALDI is definitely your best shot. ALDI is without doubt known for being cheap and it’s by far different from other stores in terms of its price competitiveness.

Some of the products to buy at this store include L’oven Fresh Hawaiian Sweet Rolls, Friendly Farm Organic Unsweetened Almond milk, Savoritz Parmesan Crisps, Appleton Farms Center Cut Bacon, etc.

At ALDI, you can pay for your items using some forms of contactless payments like Apple Pay, Samsung Pay, Android Pay, among others.

Cub

Cub an American-based in-store and online grocery store with a presence in about 81 locations across the United States. As a local grocery and supermarket chain, Cub offers products like meat, deli, seafood, bakery favorites, pet foods, organic options, and flowers, to mention but a few.

Dillons

With its headquarters in Hutchinson, Kansas, Dillons is a supermarket chain formed as a division of Kroger. The store offers products like bakery, deli, dairy, frozen foods, seafood, snacks, meat, salad bar, and more.  

Vons

Vons is a subsidiary of Albertsons with its headquarters in Fullerton, California. Vons runs a mix of food and drug retail stores, and supermarkets. Some of their products include meat, bakery, pharmacy, floral, seafood, dairy, and general grocery.

Whole Foods

This is an American multinational supermarket chain with about 91,000 employees and 500 branches across the United States.

Whole Foods specializes in local and organic foods. Up until 2017, Whole Foods has been acquired by Amazon.com and it has extended its presence to Canada and the UK.

Food Lion

Formerly known as Food Town, Food Lion is an American grocery store that focuses its service in the Mid Atlantic and South Atlantic United States.

With its headquarters in Salisbury, North Carolina, Food Lion offers products like meat, seafood, health and beauty, dairy and general grocery.

At Food Lion, you can pay with contactless forms of payments like Apple Pay, Samsung Pay, and Android pay.

King Soopers

King Soopers is a subsidiary of Kroger and it has its headquarters in Denver, Colorado. One of the good things about this store is its digital coupons that let shop low prices on groceries.

At King Soopers, you can get products like blenders, kitchen linens, microwaves, toasters, fryers, crock pots, and other merchandise bundled together as one package.  

Ralphs

Founded in 1873, Ralphs is an American supermarket chain with its headquarters in Southern California. It was founded by George Ralphs to sell products like bakery, deli, frozen foods, meat, seafood, and general grocery, among others.

Proud of their rapid delivery, Ralphs offers in-store pickup orders and grocery delivery.

Trader Joe’s

One of the things for which Trader Joe’s is know is its low prices in that you can enjoy the benefit of shopping low prices on unique food items such as cookie butter and croissant rolls.

Some of the best healthy snacks you can get at Trader Joe’s include nuts, dried fruit, Popcorn, ABC bars, and more.

Restaurants & Fast Food

Gift Card Merchants

Business Name
1-800-Baskets
1-800-Flowers
1-800-PetSuppliers
Aerie
Agua Verde Café
AIRBNB
Al's Beef
Aladdin's Eatery
Alamo Draft
Amazon.com
AMC
American Eagle
American Frame
Applebee's
Aquarium Restaurants
ArcLight Cinemas
Armadillo R'house
AROOGAS GRILLE HOUSE AND SPORTS BAR
Art.com
Athleta
AZ Science
Babbo Italian Eatery
Babies "R" Us
Babin's Seafood House
Baby Gap
Banana Republic
Barcelona Restaurant
Barnes & Noble
Bass Pro Shops
Beans And Brew
Beau Jo's
Bed Bath & Beyond
bedandbreakfast.com
Best Buy
Big Fish Seafood
BIG Y
BJ's Restaurant
Black Eyed Pea
Bob Evans
Bonefish
Boscov's
Bow Tie Cinemas
Bravo Cucina Italiana
Brenner's Steakhouse
Brinker Multibrand
Brushfire BBQ
Bubba Gump
Buca di Beppo
Buckhorn Grill
Busters
BuyBuyBaby
Cabela's
Cadillac Bar
California Pizza Kitchen
Callaway
CanvasPop
Carmike Cinemas
Carraba's
Cattleman's
CB2
Celebrity Cruises Inc
Champs
Charley's Crab
Charming Charlies
Chart House
Cheryl's Cookies
Chevy's
Chicken Shack
Chili's (Brinker)
Chipotle
Christmas Tree Shops
Claim Jumper
Cold Stone
Columbia Sports
Coney Island Park
Cordua
Cost Plus World Markets
Crate & Barrel
Crazy 8's
Crutchfield
Curtis Lumber
Cycle Specialties
Detroit Zoo
Digger's Diner
Dilly's Deli
Domino's
DSW
Dunkin Donuts
eBay
Eddie Baurer
El Torito
EXPRESS
Facebook
Famous Footwear
Fish Tales
Fisherman's Wharf
Fleming's
Food Dance
Foot Locker
Forever 21
fragrancenet.com
Frickers
Frog & Firkin
FruitBouquets.com
GameStop
Gap
Gap Options
Garden Fresh (aka Sweet Tomatoes/Souplantation)
Ghirardelli Chocolate
Global Hotel Card
Golden Nugget
Golfsmith
Goodcents Deli
Google
Gordmans
Great American Days
Grinders
Grotto
Groupon
Gustavs
Gymboree
Hallmark
Harlow's Food & Fun
Home Depot
Hooters
Hotels.com
HULU
IHOP
IMVU
Iozzo's
Izzy's
J Christopher's
J Crew
JC Penney
Jersey Mike's
Kemah
Kmart
Kohl's
La Griglia
Lady's Foot Locker
LAMARS DONUTS
Land of Nod
Land's End
Landry's Multicard
Landry's Seafood
Lazy Dog
Legal Sea Foods
Lids
Lighthouse Buffet
Lobster Gram
Logan's
Lowe's
Lucille's Smokehouse
Lunchbox Laboratory
Mad Greens
magazines.com
Maggiano's (Brinker)
Max & Erma's
Max's World
McCormick & Schmicks
Meriwether's
Merridee's
Michael's
Miguel's Jrs.
Millers Ale House
Monkey Burger
Morton's
Movietickets.com
Nat'l Museum Of USAF
Nike
Nintendo
Nordstrom's
Nordstrom's Rack
OfficeMax
Old Fashioned Garden Cafe
Old Navy
Olga's Kitchen
Olive Garden (Darden)
Omaha Steaks
One King's Lane
Outback
Overstock.com
PacSun
Panda Express
Panera
Papa John's
Peets Coffee
Peohe's
Peppinos
Petco
PF Chang's
Phantom Gourmet
Pitt Child Museum
Playstation
Primavera Rist
Pro AM Golf
PRONTO CUCININO
PS Sub
Puckett's Grocery
Quaker Steak & Lube
QUILT BEGINNINGS
Quizno's
Rainforest Café
Ramsi's Café
Red Robin
Red Rock
Red Sushi
Regal
REI
River Crab Bluewater Inn
Rixty
ROCK & ROLL HALL OF FAME
Rocky Mtn. Choc.
Round Table
Rue21
Saltgrass Steak House
Sam's No 3
San Luis Resort
Sears
Sephora
SF Giants
Shane's
Shoney's
Shutterfly
Si Senor
Simms Steakhouse
Southwest Airlines
Spa Week
Spafinder
Spaghetti W'house
Spaghetti Works
Stage Stores
Staples
STARS AND STRIKES
Stitch Fix
Stubhub
Sur La Table
Sweet Frog Yogurt
Sweet Tomatoes & Souplantation
Swinging Doors
TABASCO
Taft Museum
Teresa's Pizza
Texas Corral
Texas De Brazil
TGI Friday
The Cheesecake Factory
The Children's Place
The Comfy Cow
The Container Store
The Crab House
The Flying Dutchman
The Grill
The Limited
The Oceanaire
The Pep Boys
The Popcorn Factory
Think Geek
Tilly's
Tom & Chee
Tommy Bahama
Tower of America
Toys R Us
T-Rex
Uber
Ulta
Under Armour
Uno's
Valentino's
Vic and Anthony's
Water Street
Wayfair
Which Wich
Willie G's
wine.com
Wooden Nickel
XBOX
XBOX Subscription
Yak & Yeti

Didn’t See Your Favorite Store?

The basic about Samsung Pay is that it works in all participating banks where MST and NCF technologies are used.

While it is not acceptable in every country or store across the globe, it works in most stores or payment terminals where debit or credit cards are used.

Double-check if Samsung Pay is acceptable in the country where you live and whether or not your mobile device is compatible with the app.

Step 1. The first step you want to do to check if a store accepts Samsung Pay is to check if the store’s payment terminals use MST and NCF technologies or not. If it does, then it likely going to accept the app.

Step 2. Look for the Samsung Pay signs at the payment terminal or ask the counter if they accept the app for payment.

Step 3. Check Samsung Pay’s official website for the list of participating banks and credit unions in your areas.

How Does Samsung Pay Work?

Samsung Pay was designed to enable contactless payment and it does this by using MST (Magnetic Secure Transmission) and NFC (Near Field Communication). What are MST and NFC?

Magnetic Secure Transmission (MST) is the name for mobile payment technology in which devices such as Smartphones emit a signal that mimics the magnetic stripe on a traditional payment card.

Near Field Communication is a type of technology that enables users to send and receive data when in close range with compatible devices. It enables users to make contactless payments through other mobile wallets like Android Pay, Apple Pay, etc.

Samsung Pay uses both the MST and NFC technologies for their payment solution. But the two are a little different when it comes to how they work. While MST works with most card readers, NFC supports only N FC-enabled card readers.   

How to Use Samsung Pay

So you now understand how Samsung Pay works, let’s talk about using it. Before you start to think about using the app, you need to remember that not all mobile devices work with Samsung Pay.

So the first thing to do is to find out whether or not your mobile devices are compatible with the app. Once you’re able to figure out your mobile device’s compatibility with Samsung Pay, you’re ready to start using the app.

Now, the question is: should you go ahead to start using Samsung Pay once you get a compatible phone or watch?

No. There are still some other things you need to put in place, if you have not already made provision for them. Before you can use Samsung Pay, you need to:

1. Sign up for a Samsung account, which you’ll add to your Galaxy phone or tablet to access the most features in the apps
2. Enable MST or NFC support on your mobile devices
3. Get a debit, credit, or gift card from designated banks, vendors, or credit unions.
4. Enroll for Samsung Pay Pin or get a registered fingerprint.
5. Update your smartwatch to Android 6.0 or a higher version where you’re using the smartwatch with a non-Samsung phone to make payments.
6.  And finally, Samsung Pay works in only certain countries. So you must ensure you’re in the same country as the participating banks to be able to use the app.

With all these things in place, you’re good to go with setting up your Samsung Pay. But this will also depend on whether you’re setting up the app on your phone or watch.

To set up Samsung Pay on your phone, here are the steps to follow:

If you’re using a phone already preloaded with Samsung Pay, you don’t need to bother about reinstalling the app. But if your phone is a non-Samsung Pay compatible, you’ll need to reinstall the app to get started with using the app. You can reinstall the app on your Android phone via this Google Play store link.

So breaking down the steps for you, here are the steps to setting up Samsung Pay on your mobile phone:

• Once you’re done with the installation, tap the button “Get Started”.
• Enter a new PIN that you choose to be using for your Samsung Pay.
• Re-enter the PIN again to confirm it’s correct and the same thing as the one you entered earlier.
• And finally, you may have to add payment cards, if you’re using the app for the first time.

How to Setup Samsung Pay On Your Smart Watch

To set up Samsung Pay on your smart watch you need to first install a particular plug-in using. You can do install this plug-in via the Galaxy Wearable app on your phone.

Once you’re done with the installation, you need to follow these steps to complete the Samsung Pay setup:

• Choose your desired watch on the Galaxy Wearable app
• Tap the Samsung Pay from the Home tab to allow the plug-in to start downloading
• Once the downloading is complete, you’ll need to select some permission for the app. Go ahead and grant your desired permission and then tap the Next to continue
• Tap the Start button and then fill out your Samsung account information. At this point, you can choose between adding or importing your cards instantly to your connected watch or do that later. If you choose to add your cards immediately, you’ll need to set up a PIN
• Next, tap “Set PIN” button to create your PIN
• Once you set up your PIN, press and hold the Back button for 1-2 seconds to start accessing Samsung Pay on your smart watches.
• Next, tap the arrow to complete the process of setting up the app on your smart watches. And you’re good to go.